Article 28 Insurance Document and Coverage
第二十八条保险单据及保险范围
a. An insurance document, such as an insurance policy, an insurance certificate or a declaration under an open cover, must appear to be issued and signed by an insurance company, an underwriter or their agents or their proxies.
a.保险单据,例如保险单或预约保险项下的保险证明书或者声明书,必须看似由保险公司或承保人或其代理人或代表出具并签署。
Any signature by an agent or proxy must indicate whether the agent or proxy has signed for or on behalf of the insurance company or underwriter.
代理人或代表的签字必须标明其系代表保险公司或承保人签字。
b. When the insurance document indicates that it has been issued in more than one original, all originals must be presented.
b.如果保险单据表明其以多份正本出具,所有正本均须提交。
c. Cover notes will not be accepted.
c.暂保单将不被接受。
d. An insurance policy is acceptable in lieu of an insurance certificate or a declaration under an open cover.
d.可以接受保险单代替预约保险项下的保险证明书或声明书。
e. The date of the insurance document must be no later than the date of shipment, unless it appears from the insurance document that the cover is effective from a date not later than the date of shipment.
e.保险单据日期不得晚于发运日期,除非保险单据表明保险责任不迟于发运日生效。
f. i. The insurance document must indicate the amount of insurance coverage and be in the same currency as the credit.
f.i.保险单据必须表明投保金额并以与信用证相同的货币表示。
ii. A requirement in the credit for insurance coverage to be for a percentage of the value of the goods, of the invoice value or similar is deemed to be the minimum amount of coverage required.
Ii.信用证对于投保金额为货物价值、发票金额或类似金额的某一比例的要求,将被视为对最低保额的要求。
If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least 110% of the CIF or CIP value of the goods.
如果信用证对投保金额未作规定,投保金额须至少为货物的CIF或CIP价格的110%。
When the CIF or CIP value cannot be determined from the documents, the amount of insurance coverage must be calculated on the basis of the amount for which honour or negotiation is requested or the gross value of the goods as shown on the invoice, whichever is greater.
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